{"id":66,"date":"2026-08-06T06:05:52","date_gmt":"2026-08-06T06:05:52","guid":{"rendered":"https:\/\/atemlog.com\/?p=66"},"modified":"2026-07-31T06:09:09","modified_gmt":"2026-07-31T06:09:09","slug":"%ec%b9%98%eb%a7%a4-%ec%98%88%eb%b0%a9-%ec%99%9c-60%eb%8c%80%eb%b6%80%ed%84%b0-%ec%8b%9c%ec%9e%91%ed%95%b4%ec%95%bc-%ed%95%a0%ea%b9%8c-%ec%9c%84%ed%97%98-%ec%9a%94%ec%9d%b8%ea%b3%bc","status":"publish","type":"post","link":"https:\/\/atemlog.com\/?p=66","title":{"rendered":"\uce58\ub9e4 \uc608\ubc29, \uc65c 60\ub300\ubd80\ud130 \uc2dc\uc791\ud574\uc57c \ud560\uae4c \u2014 \uc704\ud5d8 \uc694\uc778\uacfc \uccb4\ud06c\ub9ac\uc2a4\ud2b8"},"content":{"rendered":"\n

\uce58\ub9e4 \uc608\ubc29, 60\ub300\ubd80\ud130 \uc2dc\uc791\ud574\uc57c \ud558\ub294 \uc774\uc720\uc640 \uccb4\ud06c\ub9ac\uc2a4\ud2b8<\/p>\n\n\n\n

<\/h1>\n\n\n\n

\uac74\uac15 \uc815\ubcf4 \u00b7 \uc57d 8\ubd84 \uc18c\uc694<\/p>\n\n\n\n

“\ub098\ub294 \uc544\uc9c1 60\ub300\uc778\ub370, \uce58\ub9e4\ub294 \ud6e8\uc52c \ub098\uc911 \uc77c \uc544\ub2cc\uac00\uc694?”<\/p>\n\n\n\n

\ub9ce\uc740 \ubd84\ub4e4\uc774 \uc774\ub807\uac8c \uc0dd\uac01\ud569\ub2c8\ub2e4. \uce58\ub9e4\ub294 80\ub300, 90\ub300 \uc5b4\ub974\uc2e0\ub4e4\uc758 \uc774\uc57c\uae30\ub77c\uace0\uc694.<\/p>\n\n\n\n

\ud558\uc9c0\ub9cc \ud1b5\uacc4\ub294 \uc870\uae08 \ub2e4\ub978 \uc774\uc57c\uae30\ub97c \ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

📋 \ubaa9\ucc28<\/p>\n\n\n\n

    \n
  1. \ud575\uc2ec \uc218\uce58\ub85c \uba3c\uc800 \ubcf4\uae30<\/a><\/li>\n\n\n\n
  2. \uc65c \ud558\ud544 60\ub300\uac00 \uace8\ub4e0\ud0c0\uc784\uc77c\uae4c<\/a><\/li>\n\n\n\n
  3. \uce58\ub9e4 \uc704\ud5d8\uc744 \ud0a4\uc6b0\ub294 \uc694\uc778\ub4e4<\/a><\/li>\n\n\n\n
  4. 60\ub300\ubd80\ud130 \uc2dc\uc791\ud558\ub294 \uc608\ubc29 \uccb4\ud06c\ub9ac\uc2a4\ud2b8<\/a><\/li>\n\n\n\n
  5. \uc9c0\uae08 \ubc14\ub85c \ud560 \uc218 \uc788\ub294 \ubb34\ub8cc \uce58\ub9e4 \uac80\uc9c4<\/a><\/li>\n\n\n\n
  6. \uc790\uc8fc \ubb3b\ub294 \uc9c8\ubb38<\/a><\/li>\n<\/ol>\n\n\n\n

    \ud575\uc2ec \uc218\uce58\ub85c \uba3c\uc800 \ubcf4\uae30<\/h2>\n\n\n\n
    \"\"<\/figure>\n\n\n\n

    2023\ub144 \uce58\ub9e4\uc5ed\ud559\uc870\uc0ac \uacb0\uacfc, 65\uc138 \uc774\uc0c1 \uce58\ub9e4 \uc720\ubcd1\ub960\uc740 9.25%<\/strong>\uc600\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

    2025\ub144 \uae30\uc900 \uad6d\ub0b4 \uce58\ub9e4 \ud658\uc790 \uc218\ub294 \uc57d 97\ub9cc \uba85<\/strong>\uc73c\ub85c \ucd94\uc0b0\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n

    \uc774 \ucd94\uc138\ub77c\uba74 2026\ub144\uc5d0\ub294 \uce58\ub9e4 \ud658\uc790\uac00 100\ub9cc \uba85\uc744 \ub118\uc5b4\uc11c\uace0<\/strong>, 2044\ub144\uc5d0\ub294 200\ub9cc \uba85\uc744 \ub3cc\ud30c\ud560 \uac83\uc73c\ub85c \uc804\ub9dd\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n

    \uc9c0\uae08 65\uc138 \uc774\uc0c1 \ub178\uc778 10\uba85 \uc911 1\uba85 \uac00\uae4c\uc774\uac00 \uce58\ub9e4\ub97c \uc553\uace0 \uc788\ub2e4\ub294 \ub73b\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n

    \uadf8\ub7f0\ub370 \uce58\ub9e4\ub294 \uc5b4\ub290 \ub0a0 \uac11\uc790\uae30 \ucc3e\uc544\uc624\ub294 \ubcd1\uc774 \uc544\ub2d9\ub2c8\ub2e4. \ub1cc \uc548\uc5d0\uc11c\ub294 \uc218\uc2ed \ub144\uc5d0 \uac78\uccd0 \uc11c\uc11c\ud788 \ubcc0\ud654\uac00 \uc9c4\ud589\ub429\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \uadf8 \ubcc0\ud654\uac00 \uc2dc\uc791\ub418\ub294 \uc2dc\uc810\uc740, \uc6b0\ub9ac\uac00 \uc0dd\uac01\ud558\ub294 \uac83\ubcf4\ub2e4 \ud6e8\uc52c \uc774\ub985\ub2c8\ub2e4.<\/p>\n\n\n\n

    \uadf8\ub798\uc11c 60\ub300\ub294 ‘\uc544\uc9c1 \uc5ec\uc720 \uc788\ub294 \ub098\uc774’\uac00 \uc544\ub2c8\ub77c, ‘\uc9c0\uae08 \uc2dc\uc791\ud574\uc57c \ud558\ub294 \ub098\uc774’<\/strong>\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n

    💡 \ud575\uc2ec \uc694\uc57d<\/h4>\n\n\n\n

    65\uc138 \uc774\uc0c1 \uce58\ub9e4 \uc720\ubcd1\ub960\uc740 9.25%, \uacbd\ub3c4\uc778\uc9c0\uc7a5\uc560 \uc720\ubcd1\ub960\uc740 28.42%\uae4c\uc9c0 \ub298\uc5c8\uc2b5\ub2c8\ub2e4. \uace0\ud608\uc555\u00b7\ub2f9\ub1e8\ubcd1\u00b7\uccad\ub825 \uac10\uc18c\u00b7\uc6b0\uc6b8\uc99d\u00b7\uc0ac\ud68c\uc801 \uace0\ub9bd \ub4f1\uc740 \uc870\uc808 \uac00\ub2a5\ud55c \uc704\ud5d8 \uc694\uc778\uc774\uba70, 50\ub300 \ud6c4\ubc18~60\ub300\uac00 \uac1c\uc785\uc758 \uace8\ub4e0\ud0c0\uc784\uc785\ub2c8\ub2e4. \ub9cc 60\uc138 \uc774\uc0c1\uc740 \uc804\uad6d \uce58\ub9e4\uc548\uc2ec\uc13c\ud130\uc5d0\uc11c \ubb34\ub8cc\ub85c \uc120\ubcc4\uac80\uc0ac\ub97c \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

    \n\n\n\n

    \uc65c \ud558\ud544 60\ub300\uac00 \uace8\ub4e0\ud0c0\uc784\uc77c\uae4c<\/h2>\n\n\n\n

    \uce58\ub9e4\ub85c \uc9c4\ub2e8\ubc1b\uae30 \uc804, \ub300\ubd80\ubd84\uc758 \uc0ac\ub78c\uc740 ‘\uacbd\ub3c4\uc778\uc9c0\uc7a5\uc560(MCI)’\ub77c\ub294 \ub2e8\uacc4\ub97c \uac70\uce69\ub2c8\ub2e4.<\/p>\n\n\n\n

    \uae30\uc5b5\ub825\uc774\ub098 \ud310\ub2e8\ub825\uc774 \uc774\uc804\ubcf4\ub2e4 \ub5a8\uc5b4\uc9c0\uae34 \ud588\uc9c0\ub9cc, \uc544\uc9c1 \uc77c\uc0c1\uc0dd\ud65c\uc740 \uc2a4\uc2a4\ub85c \ud574\ub0bc \uc218 \uc788\ub294 \uc0c1\ud0dc\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n

    \ubb38\uc81c\ub294 \uc774 \ub2e8\uacc4\ub97c \uacaa\ub294 \uc0ac\ub78c\uc774 \ube60\ub974\uac8c \ub298\uace0 \uc788\ub2e4\ub294 \uc810\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n

    \uad6d\ub0b4 \uc870\uc0ac\uc5d0 \ub530\ub974\uba74 65\uc138 \uc774\uc0c1\uc758 \uacbd\ub3c4\uc778\uc9c0\uc7a5\uc560 \uc720\ubcd1\ub960\uc740 2016\ub144 22.25%\uc5d0\uc11c 2023\ub144 28.42%\ub85c, 6%\ud3ec\uc778\ud2b8 \ub118\uac8c \uc99d\uac00\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

    \ub2e4\uc2dc \ub9d0\ud574, \ub178\uc778 \uc778\uad6c 4\uba85 \uc911 1\uba85 \uc774\uc0c1\uc774 \uc774\ubbf8 \uce58\ub9e4\uc758 ‘\uc804 \ub2e8\uacc4’\uc5d0 \ub4e4\uc5b4\uc11c \uc788\ub2e4\ub294 \ub73b\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n

    \uacbd\ub3c4\uc778\uc9c0\uc7a5\uc560\ub294 \uc544\uc9c1 \ub418\ub3cc\ub9b4 \uc5ec\uc9c0\uac00 \uc788\ub294 \ub2e8\uacc4\uc785\ub2c8\ub2e4. \ubc14\ub85c \uc774 \uc2dc\uae30\uc5d0 \uc0dd\ud65c\uc2b5\uad00\uc744 \ubc14\uafb8\uace0 \uc704\ud5d8 \uc694\uc778\uc744 \uad00\ub9ac\ud558\uba74, \uce58\ub9e4\ub85c\uc758 \uc9c4\ud589\uc744 \ub2a6\ucd94\uac70\ub098 \ub9c9\uc744 \uac00\ub2a5\uc131\uc774 \ud655\uc778\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

    \uadf8\ub9ac\uace0 \uc774 \uac1c\uc785\uc758 \uace8\ub4e0\ud0c0\uc784\uc774 \ub300\uccb4\ub85c 50\ub300 \ud6c4\ubc18\uc5d0\uc11c 60\ub300<\/strong>\uc5d0 \uac78\uccd0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

    \n\n\n\n

    \uce58\ub9e4 \uc704\ud5d8\uc744 \ud0a4\uc6b0\ub294 \uc694\uc778\ub4e4, \uc9c0\uae08 \uc810\uac80\ud574\ubcf4\uc138\uc694<\/h2>\n\n\n\n

    \uce58\ub9e4\ub294 \uc720\uc804\uc774\ub098 \ub178\ud654\ub9cc\uc73c\ub85c \uacb0\uc815\ub418\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

    \uc5f0\uad6c\uc5d0 \ub530\ub974\uba74 \uce58\ub9e4 \uc704\ud5d8 \uc694\uc778\uc758 \uc0c1\ub2f9 \ubd80\ubd84\uc740 \uc6b0\ub9ac\uac00 \uc870\uc808\ud560 \uc218 \uc788\ub294 \uc0dd\ud65c\uc2b5\uad00\uacfc \ub9cc\uc131\uc9c8\ud658\uc5d0\uc11c \ube44\ub86f\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n

    \uc704\ud5d8 \uc694\uc778<\/th>\uce58\ub9e4 \uc704\ud5d8\ub3c4<\/th><\/tr>
    \uad00\ub9ac\ub418\uc9c0 \uc54a\uc740 \uace0\ud608\uc555<\/td>\uc77c\ubc18 \uc131\uc778 \ub300\ube44 \uc57d 1.61\ubc30<\/td><\/tr>
    \ub2f9\ub1e8\ubcd1<\/td>\uc77c\ubc18 \uc131\uc778 \ub300\ube44 \uc57d 1.46\ubc30<\/td><\/tr>
    \ubc29\uce58\ub41c \uccad\ub825 \uac10\uc18c<\/td>\uc57d 2\ubc30<\/td><\/tr>
    \uc6b0\uc6b8\uc99d<\/td>\uc57d 2\ubc30<\/td><\/tr>
    \ube44\ub9cc \ub610\ub294 \uc800\uccb4\uc911<\/td>\uc815\uc0c1 \uccb4\uc911 \ub300\ube44 \uc704\ud5d8 \uc99d\uac00<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

    \uc5ec\uae30\uc5d0 \ud761\uc5f0, \uacfc\ub3c4\ud55c \uc74c\uc8fc, \uc0ac\ud68c\uc801 \uace0\ub9bd\ub3c4 \ub300\ud45c\uc801\uc778 \uc704\ud5d8 \uc694\uc778\uc73c\ub85c \uaf3d\ud799\ub2c8\ub2e4.<\/p>\n\n\n\n

    \ud574\ub2f9\ud558\ub294 \ud56d\ubaa9\uc774 \ud558\ub098\ub77c\ub3c4 \uc788\ub2e4\uba74, \ub099\ub2f4\ud558\uae30\ubcf4\ub2e4\ub294 \uc9c0\uae08\ubd80\ud130 \uad00\ub9ac\ud558\uba74 \ub41c\ub2e4\uace0 \ubc1b\uc544\ub4e4\uc774\uc2dc\uba74 \ub429\ub2c8\ub2e4. \uc704 \uc694\uc778\ub4e4\uc740 \ubaa8\ub450 \uce58\ub8cc\uc640 \uc2b5\uad00 \uad50\uc815\uc73c\ub85c \uac1c\uc120\uc774 \uac00\ub2a5\ud55c \ubd80\ubd84<\/strong>\uc774\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n

    \n\n\n\n

    60\ub300\ubd80\ud130 \uc2dc\uc791\ud558\ub294 \uce58\ub9e4 \uc608\ubc29 \uccb4\ud06c\ub9ac\uc2a4\ud2b8<\/h2>\n\n\n\n

    \uc544\ub798 \uccb4\ud06c\ub9ac\uc2a4\ud2b8\ub294 \uad6d\ub0b4\uc678 \uce58\ub9e4 \uc608\ubc29 \uc5f0\uad6c\uc640 \uc815\ubd80 \ubc1c\ud45c \uc218\uce59\uc744 \ubc14\ud0d5\uc73c\ub85c \uc815\ub9ac\ud55c \uac83\uc785\ub2c8\ub2e4. \uc804\ubd80 \uc644\ubcbd\ud558\uac8c \uc9c0\ud0ac \ud544\uc694\ub294 \uc5c6\uc2b5\ub2c8\ub2e4. \ud558\ub098\uc529 \uc2e4\ucc9c\ud574\ub098\uac00\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n

      \n
    • \ubab8\uc744 \uc6c0\uc9c1\uc774\uc138\uc694<\/strong> \u2014 \uc8fc 3\ud68c \uc774\uc0c1, \uc228\uc774 \uc0b4\uc9dd \ucc28\uc624\ub974\ub294 \uc815\ub3c4\uc758 \uc720\uc0b0\uc18c \uc6b4\ub3d9(\ube60\ub974\uac8c \uac77\uae30, \uc790\uc804\uac70, \uc218\uc601)\uc774 \ub1cc\ud608\ub958\ub97c \uac1c\uc120\ud558\uace0 \ub1cc\uc138\ud3ec \ud65c\ub3d9\uc744 \ucd09\uc9c4\ud569\ub2c8\ub2e4.<\/li>\n\n\n\n
    • \ud608\uc555\u00b7\ud608\ub2f9\u00b7\uccb4\uc911\uc744 \uad00\ub9ac\ud558\uc138\uc694<\/strong> \u2014 \uace0\ud608\uc555\u00b7\ub2f9\ub1e8\ubcd1\uc774 \uc788\ub2e4\uba74 \uc815\uae30\uc801\uc73c\ub85c \uc218\uce58\ub97c \ud655\uc778\ud558\uace0 \ucc98\ubc29\ub300\ub85c \uafb8\uc900\ud788 \uad00\ub9ac\ud558\uc138\uc694.<\/li>\n\n\n\n
    • \ub1cc\ub97c \uacc4\uc18d \uc368\ubcf4\uc138\uc694<\/strong> \u2014 \ub3c5\uc11c, \uc678\uad6d\uc5b4 \uacf5\ubd80, \uc545\uae30 \ubc30\uc6b0\uae30 \ub4f1 \uc0c8\ub85c\uc6b4 \uac83\uc744 \ubc30\uc6b0\ub294 \ud65c\ub3d9\uc774 \uc775\uc219\ud55c \uac83\ubcf4\ub2e4 \ub354 \ud6a8\uacfc\uc801\uc785\ub2c8\ub2e4.<\/li>\n\n\n\n
    • \uc0ac\ub78c\ub4e4\uacfc \uc790\uc8fc \uc5b4\uc6b8\ub9ac\uc138\uc694<\/strong> \u2014 \ub300\ud654, \ubaa8\uc784, \ubd09\uc0ac\ud65c\ub3d9\uc740 \uadf8 \uc790\uccb4\ub85c \ub1cc\ub97c \ud65c\uc131\ud654\uc2dc\ud0b5\ub2c8\ub2e4. \uc740\ud1f4 \uc774\ud6c4\uc77c\uc218\ub85d \uc758\uc2dd\uc801\uc778 \uad50\ub958\uac00 \ud544\uc694\ud569\ub2c8\ub2e4.<\/li>\n\n\n\n
    • \ub9c8\uc74c \uac74\uac15\uc744 \ucc59\uae30\uc138\uc694<\/strong> \u2014 \uc6b0\uc6b8\uac10\uc774 2\uc8fc \uc774\uc0c1 \uc9c0\uc18d\ub418\uba74 \uc804\ubb38\uac00\uc640 \uc0c1\ub2f4\ud558\uc138\uc694. \ub178\uc778\uc131 \uc6b0\uc6b8\uc99d\uc740 \uce58\ub9e4\ub85c \uc624\ud574\ud558\uae30 \uc27d\uc9c0\ub9cc \uc870\uae30 \uce58\ub8cc\ub85c \ud638\uc804\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n\n\n\n
    • \uccad\ub825\uacfc \uc2dc\ub825\uc744 \ub193\uce58\uc9c0 \ub9c8\uc138\uc694<\/strong> \u2014 \uccad\ub825 \uc190\uc2e4\uc740 \ubd88\ud3b8\ud568\uc744 \ub118\uc5b4 \uce58\ub9e4 \uc704\ud5d8 \uc2e0\ud638\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ubcf4\uccad\uae30 \ub4f1 \uc801\uc808\ud55c \uc870\uce58\uc640 \uc815\uae30 \uc2dc\ub825 \uac80\uc9c4\uc774 \ud544\uc694\ud569\ub2c8\ub2e4.<\/li>\n\n\n\n
    • \ub2f4\ubc30\ub294 \ub04a\uace0, \uc220\uc740 \uc904\uc774\uc138\uc694<\/strong> \u2014 \uae08\uc5f0\uacfc \uc808\uc8fc\ub294 \uce58\ub9e4\ubfd0 \uc544\ub2c8\ub77c \uc2ec\ud608\uad00\uc9c8\ud658, \ub1cc\uc878\uc911 \uc608\ubc29\uc5d0\ub3c4 \ub3c4\uc6c0\uc774 \ub429\ub2c8\ub2e4.<\/li>\n\n\n\n
    • \ub099\uc0c1\uacfc \ub450\ubd80 \uc190\uc0c1\uc744 \uc870\uc2ec\ud558\uc138\uc694<\/strong> \u2014 \uba38\ub9ac\uc5d0 \uac00\ud574\uc9c0\ub294 \ucda9\uaca9\uc740 \uce58\ub9e4 \uc704\ud5d8 \uc694\uc778 \uc911 \ud558\ub098\uc785\ub2c8\ub2e4. \ubb38\ud131, \ubbf8\ub044\ub7ec\uc6b4 \ubc14\ub2e5 \ub4f1 \ub099\uc0c1 \uc704\ud5d8 \uc694\uc18c\ub97c \ubbf8\ub9ac \uc815\ub9ac\ud574\ub450\uc138\uc694.<\/li>\n<\/ul>\n\n\n\n
      \n\n\n\n

      \uc9c0\uae08 \ubc14\ub85c \ud560 \uc218 \uc788\ub294 \uac83 \u2014 \ubb34\ub8cc \uce58\ub9e4 \uac80\uc9c4<\/h2>\n\n\n\n

      \uac00\uc7a5 \uc88b\uc740 \ubc29\ubc95\uc740 \uc9c0\uae08 \ub0b4 \uc778\uc9c0 \uc0c1\ud0dc\ub97c \uc815\ud655\ud788 \ud30c\uc545\ud574\ubcf4\ub294 \uac83\uc785\ub2c8\ub2e4. \ub2e4\ud589\ud788 \uad6d\ub0b4\uc5d0\ub294 \uc774\ub97c \uc704\ud55c \uc81c\ub3c4\uac00 \uc798 \ub9c8\ub828\ub418\uc5b4 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

      \ub9cc 60\uc138 \uc774\uc0c1<\/strong>\uc774\ub77c\uba74 \uc804\uad6d 256\uac1c \uce58\ub9e4\uc548\uc2ec\uc13c\ud130<\/strong>\uc5d0\uc11c \uc2e0\ubd84\uc99d\ub9cc \uc9c0\ucc38\ud558\uba74 \ub204\uad6c\ub098 \ubb34\ub8cc\ub85c<\/strong> \uce58\ub9e4\uc778\uc9c0\uc120\ubcc4\uac80\uc0ac(CIST)\ub97c \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

      \uac80\uc0ac\ub294 \uc57d 15\ubd84 \uc815\ub3c4\uc758 1:1 \ubb38\ub2f5 \ud615\uc2dd\uc73c\ub85c \uc9c4\ud589\ub418\uba70, \uacb0\uacfc\ub3c4 \uadf8 \uc790\ub9ac\uc5d0\uc11c \ubc14\ub85c \ud655\uc778\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

      \uc120\ubcc4\uac80\uc0ac\uc5d0\uc11c \uc778\uc9c0\uc800\ud558\uac00 \uc758\uc2ec\ub418\uba74, \ud611\uc57d \ubcd1\uc758\uc6d0\uc5d0\uc11c \uc815\ubc00\uac80\uc0ac\ub97c \ubc1b\uac8c \ub418\ub294\ub370, \uc18c\ub4dd \uae30\uc900\uc744 \ucda9\uc871\ud558\uba74 \uac80\uc0ac \ube44\uc6a9\ub3c4 \uc9c0\uc6d0\ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

      65\uc138 \uc774\uc0c1\uc774\ub77c\uba74 2\ub144\ub9c8\ub2e4 \ubc1b\ub294 \uad6d\uac00\uac74\uac15\uac80\uc9c4 \ub54c \uce58\ub9e4\uc120\ubcc4\uac80\uc0ac\ub97c \ud568\uaed8 \uc2e0\uccad\ud560 \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4. \uc608\uc57d \uc5c6\uc774 \ubc29\ubb38 \uac00\ub2a5\ud55c \uacf3\ub3c4 \ub9ce\uc9c0\ub9cc, \ubc29\ubb38 \uc804 \uad00\ud560 \ubcf4\uac74\uc18c\ub098 \uce58\ub9e4\uc548\uc2ec\uc13c\ud130\uc5d0 \ubbf8\ub9ac \uc804\ud654\ub85c \ud655\uc778\ud574\ubcf4\uc2dc\ub294 \uac83\uc744 \uad8c\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n

      \n\n\n\n

      \uc790\uc8fc \ubb3b\ub294 \uc9c8\ubb38<\/h2>\n\n\n\n

      Q. \uad6d\ub0b4 \uce58\ub9e4 \uc720\ubcd1\ub960\uc740 \uc5bc\ub9c8\ub098 \ub418\ub098\uc694?<\/h3>\n\n\n\n

      2023\ub144 \uce58\ub9e4\uc5ed\ud559\uc870\uc0ac \uacb0\uacfc 65\uc138 \uc774\uc0c1 \uce58\ub9e4 \uc720\ubcd1\ub960\uc740 9.25%\uc600\uace0, 2025\ub144 \uae30\uc900 \uad6d\ub0b4 \uce58\ub9e4 \ud658\uc790 \uc218\ub294 \uc57d 97\ub9cc \uba85\uc73c\ub85c \ucd94\uc0b0\ub429\ub2c8\ub2e4. \uc774 \ucd94\uc138\ub77c\uba74 2026\ub144\uc5d0\ub294 \ud658\uc790\uac00 100\ub9cc \uba85\uc744 \ub118\uc5b4\uc124 \uac83\uc73c\ub85c \uc804\ub9dd\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n

      Q. \uacbd\ub3c4\uc778\uc9c0\uc7a5\uc560\ub780 \ubb34\uc5c7\uc774\uace0, \uce58\ub9e4\uc640 \uc5b4\ub5bb\uac8c \ub2e4\ub978\uac00\uc694?<\/h3>\n\n\n\n

      \uae30\uc5b5\ub825\uc774\ub098 \ud310\ub2e8\ub825\uc774 \ub5a8\uc5b4\uc84c\uc9c0\ub9cc \uc544\uc9c1 \uc77c\uc0c1\uc0dd\ud65c\uc740 \uc2a4\uc2a4\ub85c \ud574\ub0bc \uc218 \uc788\ub294, \uce58\ub9e4 \uc9c4\ub2e8 \uc774\uc804 \ub2e8\uacc4\uc785\ub2c8\ub2e4. 65\uc138 \uc774\uc0c1 \uc720\ubcd1\ub960\uc740 2016\ub144 22.25%\uc5d0\uc11c 2023\ub144 28.42%\ub85c \ub298\uc5c8\uc73c\uba70, \uc774 \ub2e8\uacc4\uc5d0\uc11c \uc0dd\ud65c\uc2b5\uad00\uc744 \uac1c\uc120\ud558\uba74 \uce58\ub9e4\ub85c\uc758 \uc9c4\ud589\uc744 \ub2a6\ucd94\uac70\ub098 \ub9c9\uc744 \uac00\ub2a5\uc131\uc774 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

      Q. \ubb34\ub8cc\ub85c \uce58\ub9e4 \uac80\uc9c4\uc744 \ubc1b\uc744 \uc218 \uc788\ub294 \ubc29\ubc95\uc774 \uc788\ub098\uc694?<\/h3>\n\n\n\n

      \ub9cc 60\uc138 \uc774\uc0c1\uc774\ub77c\uba74 \uc804\uad6d 256\uac1c \uce58\ub9e4\uc548\uc2ec\uc13c\ud130\uc5d0\uc11c \uc2e0\ubd84\uc99d\ub9cc \uc9c0\ucc38\ud558\uba74 \ubb34\ub8cc\ub85c \uce58\ub9e4\uc778\uc9c0\uc120\ubcc4\uac80\uc0ac(CIST)\ub97c \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. 65\uc138 \uc774\uc0c1\uc740 \uad6d\uac00\uac74\uac15\uac80\uc9c4 \ub54c \uce58\ub9e4\uc120\ubcc4\uac80\uc0ac\ub97c \ud568\uaed8 \uc2e0\uccad\ud560 \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

      \n\n\n\n

      \ub9c8\uce58\uba70 \u2014 \ubbf8\ub8e8\uba74 \ub2a6\uc5b4\uc9c0\ub294 \uc774\uc720<\/h2>\n\n\n\n

      \uce58\ub9e4\ub294 \uc9c4\ub2e8\ubc1b\uc740 \uc21c\uac04\ubd80\ud130 \uc2dc\uc791\ub418\ub294 \ubcd1\uc774 \uc544\ub2d9\ub2c8\ub2e4.<\/p>\n\n\n\n

      \uc9c4\ub2e8\uc744 \ubc1b\uae30 \ud6e8\uc52c \uc804\ubd80\ud130, \ub1cc \uc548\uc5d0\uc11c\ub294 \uc774\ubbf8 \ubcc0\ud654\uac00 \uc9c4\ud589\ub418\uace0 \uc788\uc5c8\uc744 \uac00\ub2a5\uc131\uc774 \ud07d\ub2c8\ub2e4.<\/p>\n\n\n\n

      \uadf8\ub798\uc11c “\uc544\uc9c1 \uad1c\ucc2e\uc73c\ub2c8 \ub098\uc911\uc5d0 \ucc59\uae30\uc790”\ub294 \uc0dd\uac01\uc774 \uac00\uc7a5 \uc704\ud5d8\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n

      60\ub300\ub294 \uc544\uc9c1 \uac1c\uc785\ud560 \uc218 \uc788\ub294 \uc2dc\uac04\uc774 \ucda9\ubd84\ud788 \ub0a8\uc544 \uc788\ub294 \ub098\uc774\uc785\ub2c8\ub2e4. \uc624\ub298 \uc18c\uac1c\ud55c \uccb4\ud06c\ub9ac\uc2a4\ud2b8 \uc911 \ub2e8 \ud55c \uac00\uc9c0\ub77c\ub3c4 \uc9c0\uae08 \ub2f9\uc7a5 \uc2dc\uc791\ud574\ubcf4\uc138\uc694.<\/p>\n\n\n\n

      <\/p>\n\n\n\n

      <\/p>\n","protected":false},"excerpt":{"rendered":"

      \uce58\ub9e4 \uc608\ubc29, 60\ub300\ubd80\ud130 \uc2dc\uc791\ud574\uc57c \ud558\ub294 \uc774\uc720\uc640 \uccb4\ud06c\ub9ac\uc2a4\ud2b8 \uac74\uac15 \uc815\ubcf4 \u00b7 \uc57d 8\ubd84 \uc18c\uc694 “\ub098\ub294 \uc544\uc9c1 60\ub300\uc778\ub370, \uce58\ub9e4\ub294 \ud6e8\uc52c \ub098\uc911 \uc77c \uc544\ub2cc\uac00\uc694?” \ub9ce\uc740 \ubd84\ub4e4\uc774 \uc774\ub807\uac8c \uc0dd\uac01\ud569\ub2c8\ub2e4. \uce58\ub9e4\ub294 80\ub300, 90\ub300 \uc5b4\ub974\uc2e0\ub4e4\uc758 \uc774\uc57c\uae30\ub77c\uace0\uc694. \ud558\uc9c0\ub9cc \ud1b5\uacc4\ub294 \uc870\uae08 \ub2e4\ub978 \uc774\uc57c\uae30\ub97c \ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. 📋 \ubaa9\ucc28 \ud575\uc2ec \uc218\uce58\ub85c \uba3c\uc800 \ubcf4\uae30 2023\ub144 \uce58\ub9e4\uc5ed\ud559\uc870\uc0ac \uacb0\uacfc, 65\uc138 \uc774\uc0c1 \uce58\ub9e4 \uc720\ubcd1\ub960\uc740 9.25%\uc600\uc2b5\ub2c8\ub2e4. 2025\ub144 \uae30\uc900 \uad6d\ub0b4 \uce58\ub9e4 … \uacc4\uc18d \uc77d\uae30 “\uce58\ub9e4 \uc608\ubc29, \uc65c 60\ub300\ubd80\ud130 \uc2dc\uc791\ud574\uc57c \ud560\uae4c \u2014 \uc704\ud5d8 \uc694\uc778\uacfc \uccb4\ud06c\ub9ac\uc2a4\ud2b8”<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_post_was_ever_published":false},"categories":[6],"tags":[],"class_list":["post-66","post","type-post","status-publish","format-standard","hentry","category-6"],"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"","_links":{"self":[{"href":"https:\/\/atemlog.com\/index.php?rest_route=\/wp\/v2\/posts\/66","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/atemlog.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/atemlog.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/atemlog.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/atemlog.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=66"}],"version-history":[{"count":1,"href":"https:\/\/atemlog.com\/index.php?rest_route=\/wp\/v2\/posts\/66\/revisions"}],"predecessor-version":[{"id":68,"href":"https:\/\/atemlog.com\/index.php?rest_route=\/wp\/v2\/posts\/66\/revisions\/68"}],"wp:attachment":[{"href":"https:\/\/atemlog.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=66"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/atemlog.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=66"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/atemlog.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=66"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}